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A Personal Injury, Workers' Compensation and Defense Base Act Law Firm Fighting for the Injured.

West Palm Beach, Florida Underinsured Motorist Lawyer

If you have ever been in a car accident, you know how overwhelming the experience can be. The last thing you want to do is deal with insurance companies. At Attorneys Jo Ann Hoffman and Associates, P.A., we will deal with the insurance companies for you. Our West Palm Beach, Florida office is located at Okeechobee Boulevard and Interstate 95, near City Place. When dealing with insurance companies, the first things we look at are the amounts and types of car insurance that both you and the other driver carry. If the other driver doesn’t have any car insurance, then he or she is an uninsured motorist. Sometimes the other driver is insured, but the amount of your personal injury claim may be more than the total amount of insurance coverage that the other driver has. If this is the case, the other driver is called an underinsured motorist. In these kinds of situations, if you have underinsured motorist coverage as part of your own car insurance policy, it can cover the difference. Also, you don’t have to live in West Palm Beach for us to help you. Attorneys Jo Ann Hoffman and Associates, P.A. have over 95 years of combined experience helping people injured in Florida, no matter where they live in the United States or the world.

Here is an example of the importance of having your own underinsured motorist coverage:

The other driver who hit you only has a total of $20,000 in car insurance coverage. The maximum amount that you can get from the other driver’s insurance company to help pay for your injuries is $20,000. The value of your injuries, however, is $45,000. You may personally have to pay the $25,000 difference for your medical bills.

Medical bills can quickly add up to unbelievable amounts of money, especially if you have serious injuries. This is why it is so important to include underinsured motorist coverage with your own car insurance policy. Without your own underinsured motorist coverage, you will have to pay back a huge amount of medical bills not covered by the other driver’s car insurance. Attorneys Jo Ann Hoffman and Associates, P.A. hope that you never have to deal with this kind of situation, so please call your car insurance company as soon as possible to talk about the advantages of having underinsured motorist coverage as part of your own policy.

If you have a question about a recent accident involving an underinsured motorist, please call Attorneys Jo Ann Hoffman and Associates, P.A. in West Palm Beach, Florida at 954-772-2644 today. We make it our goal to answer your questions quickly. If you think you have a case, you can fill out our online CONTACT US form and email it to our office. We accept all of our cases on a contingency fee basis. This means that we never charge you any fees or costs unless we get monies from the defendants or their insurance companies. Also, our consultations are always free. We look forward to your call and to helping you.

For more underinsured motorist accident injury information, please visit our Florida Car Accident Lawyers Blog.