Fort Lauderdale, Florida Underinsured Motorist Lawyer
Have you been injured in a vehicle accident in the Fort Lauderdale, Florida area? Our lawyers at Attorneys Jo Ann Hoffman and Associates, P.A. have over 70 years of combined experience representing people injured in all types of vehicle accidents. Perhaps the most important issue in achieving a successful resolution to your personal injury claim concerns the amounts and types of automobile insurance that both you and the other driver carry. Sometimes the other driver may be an uninsured motorist; other times, the driver may be an underinsured motorist. An underinsured motorist means that the other driver does have automobile insurance, but the total value of his or her insurance coverage may be less than the value of your personal injury claim. If this is the case, the underinsured motorist coverage on your own automobile insurance policy may cover the difference, provided you have underinsured motorist coverage.
Following is a prime example of why you should have underinsured motorist coverage as part of your own automobile insurance policy:
If the total automobile insurance coverage of the other driver who caused the accident leading to your injuries is only $10,000 per person, the maximum amount you can recover from the other driver's insurance company is $10,000. If the value of your injuries, however, is $25,000, you may personally have to pay medical bills.
Because medical expenses these days can quickly add up to overwhelming amounts of money, especially if you have been seriously injured, you can see why it is so important to have underinsured motorist coverage as part of your own automobile insurance policy. Unlike the above example, your injury has the potential of costing not just thousands, but hundreds of thousands, of dollars in medical bills. If you do not have your own underinsured motorist coverage and you are injured in an accident with an underinsured motorist, you may be personally responsible for paying the hundreds of thousands of dollars in medical bills not covered by the other driver's automobile insurance. Financially, this can be a devastating outcome to an already difficult injury. At Attorneys Jo Ann Hoffman and Associates, P.A., we hope that you never have to face this situation, so please call your insurance company today to discuss adding this type of coverage to your policy.
If you have been injured in a vehicle accident with an underinsured motorist in the Fort Lauderdale, Florida area, our lawyers at Attorneys Jo Ann Hoffman and Associates, P.A. are here to protect your legal rights and help you in any way that we can. If you were visiting beautiful Fort Lauderdale from out of town but were unfortunately injured here during your visit, do not worry. We represent people injured in the State of Florida, regardless of where they live or move.
Please call Attorneys Jo Ann Hoffman and Associates, P.A. at (954) 772-2644 today. We make it our goal to answer your questions promptly. Do you think you have a case? If so, please complete our CONTACT US form and email it to our office. Please remember that we accept all of our cases on a contingency fee basis. This means that we never charge you any fees or costs unless we recover monies from the defendants or their insurance companies. Additionally, our consultations are always free. We await your call and look forward to representing you.
For more underinsured motorist accident injury information, please visit our Florida Car Accident Lawyers Blog.